@font-face{font-family:"Fraunces";src:url(/assets/fonts/fraunces.woff2) format("woff2");font-weight:100 900;font-display:swap}
@font-face{font-family:"Inter";src:url(/assets/fonts/inter.woff2) format("woff2");font-weight:100 900;font-display:swap}
:root{--beige:#f6f0e6;--sand:#ece2d0;--ivory:#fbf8f2;--navy:#13223f;--slate:#4a5468;--gold:#b08d57;--gold-dk:#8a6a3b;--gold-lt:#d8c39a;--taupe:#8c8070;--line:#d9ccb6;--r:20px;--sh:0 1px 2px rgba(19,34,63,.04),0 10px 30px -12px rgba(19,34,63,.14);--sh-hi:0 2px 4px rgba(19,34,63,.05),0 22px 44px -16px rgba(19,34,63,.22);--ease:cubic-bezier(.2,.7,.2,1)}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:17px/1.65 Inter,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--navy);background:var(--beige);-webkit-font-smoothing:antialiased}
a{color:var(--navy);text-decoration-color:var(--gold);text-decoration-thickness:1.5px;text-underline-offset:4px}a:hover{color:var(--gold-dk)}
h1,h2,h3{font-family:Fraunces,Georgia,serif;color:var(--navy);line-height:1.05;letter-spacing:-.02em;margin:0 0 .5em;font-weight:500;font-variation-settings:"SOFT" 100,"opsz" 144}
h1{font-size:clamp(2.6rem,7vw,5.2rem);font-weight:400}h2{font-size:clamp(1.8rem,3.8vw,2.8rem);font-weight:400}h3{font-size:1.3rem;line-height:1.2;letter-spacing:-.01em}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}.wrap.narrow{max-width:1200px}.wrap.narrow>*{max-width:900px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 14px;z-index:99}
:focus-visible{outline:2px solid var(--navy);outline-offset:3px;border-radius:6px}
.kicker{display:inline-flex;align-items:center;gap:.7em;font:600 .78rem/1 Inter,sans-serif;text-transform:uppercase;letter-spacing:.18em;color:var(--navy);margin:0 0 1.5em}
.kicker:before{content:"";width:28px;height:1.5px;background:var(--gold)}
.btn{display:inline-flex;align-items:center;gap:.6em;padding:.95em 1.7em;border-radius:999px;font:600 1rem Inter,sans-serif;text-decoration:none;border:1px solid var(--navy);cursor:pointer;transition:transform .35s var(--ease),box-shadow .35s var(--ease),background .35s,color .35s;box-shadow:0 8px 20px -10px rgba(19,34,63,.45)}
.btn:hover{transform:translateY(-2px);box-shadow:0 14px 28px -12px rgba(19,34,63,.5)}
.btn-coral,.btn-dark{background:var(--navy);color:var(--ivory)}.btn-coral:hover,.btn-dark:hover{background:var(--gold-lt);border-color:var(--gold-lt);color:var(--navy)}
.btn-line{background:transparent;color:var(--navy);box-shadow:none}.btn-line:hover{background:var(--ivory);color:var(--navy)}
.btn-sm{padding:.6em 1.2em;font-size:.93rem}
.btn span[aria-hidden]{transition:transform .35s var(--ease)}.btn:hover span[aria-hidden]{transform:translateX(3px)}
.site-head{background:rgba(246,240,230,.86);backdrop-filter:blur(12px);position:sticky;top:0;z-index:50;border-bottom:1px solid var(--line)}
.head-in{display:flex;align-items:center;justify-content:space-between;min-height:76px;gap:16px}
.logo{display:flex;align-items:center;gap:11px;text-decoration:none}
.logo-mark{width:42px;height:42px;border-radius:50%;background:var(--navy);color:var(--gold-lt);display:grid;place-items:center;font:500 1.45rem Fraunces,serif;box-shadow:inset 0 0 0 3px var(--navy),inset 0 0 0 4px var(--gold);transition:transform .5s var(--ease)}
.logo:hover .logo-mark{transform:rotate(-10deg)}
.logo-text{font:400 1.45rem Fraunces,serif;color:var(--navy);letter-spacing:-.02em}.logo-text b{font-weight:400;font-style:italic;color:var(--gold-dk);margin-left:2px}
.logo-light .logo-text{color:var(--ivory)}.logo-light .logo-text b{color:var(--gold-lt)}
#nav{display:flex;align-items:center;gap:16px}#nav ul{display:flex;list-style:none;margin:0;padding:0;gap:2px}
#nav ul a{text-decoration:none;color:var(--navy);padding:.45em .75em;border-radius:999px;font-weight:500;font-size:.95rem;position:relative}
#nav ul a:after{content:"";position:absolute;left:.75em;right:.75em;bottom:.25em;height:1.5px;background:var(--gold);transform:scaleX(0);transition:transform .35s var(--ease)}
#nav ul a:hover:after,#nav ul a[aria-current]:after{transform:scaleX(1)}
.nav-toggle{display:none;background:var(--navy);color:var(--ivory);border:0;border-radius:999px;padding:.6em 1.1em;font:600 .95rem Inter,sans-serif}
@media (max-width:980px){.nav-toggle{display:block}#nav{display:none;position:absolute;left:0;right:0;top:76px;background:var(--beige);flex-direction:column;align-items:stretch;padding:16px 24px 24px;border-bottom:1px solid var(--line);box-shadow:var(--sh)}#nav.open{display:flex}#nav ul{flex-direction:column}#nav ul a{display:block;font-size:1.1rem}#nav ul a:after{display:none}#nav ul a[aria-current]{background:var(--sand)}}
/* hero */
.hero{position:relative;overflow:hidden;isolation:isolate;padding:clamp(56px,9vw,112px) 0 clamp(48px,7vw,92px)}
.hero h1{max-width:14ch}.hero .lead{font-size:clamp(1.1rem,1.6vw,1.28rem);max-width:38ch;color:var(--slate);margin:0}
.hero-btns{display:flex;flex-wrap:wrap;gap:14px;margin-top:34px}
.hl{font-style:italic;color:var(--navy);background:linear-gradient(transparent 72%,rgba(216,195,154,.7) 72%,rgba(216,195,154,.7) 90%,transparent 90%);padding:0 .05em}
.blob{position:absolute;width:560px;height:560px;right:-160px;top:-170px;background:radial-gradient(circle at 35% 35%,var(--ivory),var(--sand) 70%);border-radius:42% 58% 63% 37%/45% 41% 59% 55%;animation:morph 32s ease-in-out infinite;z-index:-1}
.blob-sm{width:420px;height:420px;right:-140px;top:-120px}
.hero-grid{display:grid;grid-template-columns:1.35fr 1fr;gap:32px;align-items:center}
.hero-art{position:relative;height:420px}
.shape{position:absolute}
.s1{width:240px;height:240px;border-radius:50%;background:linear-gradient(150deg,var(--sand),#e2d4bb);right:30px;top:10px;box-shadow:var(--sh);animation:float 16s ease-in-out infinite}
.s2{width:190px;height:190px;border-radius:40px;background:var(--navy);left:24px;bottom:34px;transform:rotate(-10deg);box-shadow:var(--sh-hi);animation:float2 20s ease-in-out infinite}
.s3{width:120px;height:120px;border-radius:50%;border:1.5px solid var(--gold);right:10px;bottom:30px;animation:float 18s ease-in-out -6s infinite}
.sticker{position:absolute;left:42%;top:38%;width:146px;height:146px;border-radius:50%;background:var(--ivory);border:1px solid var(--gold);display:grid;place-items:center;text-align:center;font:italic 400 1.1rem/1.25 Fraunces,serif;color:var(--navy);box-shadow:var(--sh-hi),inset 0 0 0 6px var(--ivory),inset 0 0 0 7px var(--gold-lt);transform:rotate(8deg);animation:sway 22s ease-in-out infinite}
.sticker span{display:block;transform:rotate(-8deg)}
@keyframes morph{50%{border-radius:58% 42% 40% 60%/52% 58% 42% 48%;transform:rotate(10deg)}}
@keyframes float{50%{transform:translateY(-10px)}}@keyframes float2{50%{transform:rotate(-7deg) translateY(6px)}}
@keyframes sway{0%,100%{transform:rotate(8deg)}50%{transform:rotate(2deg)}}
@media (max-width:860px){.hero-grid{grid-template-columns:1fr}.hero-art{height:200px;margin-top:10px}.s1{width:140px;height:140px;right:10px;top:0}.s2{width:110px;height:110px;left:6px;bottom:10px;border-radius:26px}.s3{width:70px;height:70px;right:auto;left:46%;bottom:0}.sticker{width:112px;height:112px;font-size:.88rem;left:30%;top:14%}.blob{width:360px;height:360px}}
/* sections */
.sec{padding:clamp(56px,8vw,104px) 0}.sec-tint{background:var(--sand)}
.sec-head{margin-bottom:44px}.sec-head .kicker{margin-bottom:1em}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:22px}
.card,.sector{position:relative;display:flex;flex-direction:column;border:1px solid var(--line);border-radius:var(--r);padding:30px 28px 26px;text-decoration:none;color:var(--navy);background:var(--ivory);box-shadow:var(--sh);transition:transform .45s var(--ease),box-shadow .45s var(--ease),border-color .45s}
.card:hover{transform:translateY(-4px);box-shadow:var(--sh-hi);border-color:var(--gold-lt);color:var(--navy)}
.c1,.c3{background:#f3ebdd}
.card-ico{width:52px;height:52px;border-radius:50%;background:var(--beige);border:1px solid var(--gold-lt);display:grid;place-items:center;margin-bottom:20px}
.ico{width:24px;height:24px;color:var(--gold-dk)}
.card h3{margin:0 0 .4em}.card p{margin:0;color:var(--slate);flex:1}
.more{align-self:flex-end;margin-top:16px;width:38px;height:38px;border-radius:50%;border:1px solid var(--gold);color:var(--navy);display:grid;place-items:center;font-size:1.05rem;transition:all .45s var(--ease)}.card:hover .more{background:var(--navy);border-color:var(--navy);color:var(--gold-lt);transform:translateX(3px)}
.steps{list-style:none;padding:0;margin:0 0 20px;display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.steps li{border:1px solid var(--line);border-radius:var(--r);padding:30px;background:var(--ivory);box-shadow:var(--sh)}
.sec-tint .steps li{background:var(--beige)}
.num{display:block;font:italic 300 3rem/1 Fraunces,serif;color:var(--gold-dk);margin-bottom:14px}
.steps p{margin:0;color:var(--slate)}
@media (max-width:820px){.steps{grid-template-columns:1fr}}
.narrow h2{margin-top:1.8em;font-size:clamp(1.6rem,3.2vw,2.3rem)}.narrow>h2:first-child,.intro+h2{margin-top:1.2em}
.intro p,.intro{font:300 clamp(1.2rem,2.1vw,1.5rem)/1.5 Fraunces,serif;margin:0}
.good{display:grid;grid-template-columns:1fr 1fr;gap:14px}@media (max-width:640px){.good{grid-template-columns:1fr}}
.good-i{display:flex;gap:12px;align-items:flex-start;border:1px solid var(--line);border-radius:16px;padding:16px 18px;background:var(--ivory)}
.tick{width:22px;height:22px;flex:none;color:var(--gold-dk);border:1px solid var(--gold);border-radius:50%;padding:3px;margin-top:2px}
.ticks{list-style:none;padding:0;margin:0 0 .5em}.ticks li{display:flex;gap:10px;margin:.55em 0}
.chips{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:10px;margin:0}.chips li{background:var(--beige);border:1px solid var(--line);border-radius:999px;padding:.4em 1em;font-size:.95rem}
.big-chips li{font:400 1.15rem Fraunces,serif;padding:.55em 1.25em;background:var(--ivory);transition:transform .4s var(--ease),border-color .4s}.big-chips li:nth-child(3n+2){background:var(--sand)}.big-chips li:hover{transform:translateY(-2px);border-color:var(--gold)}
.big-chips{margin-bottom:40px}
.faqs details{border:1px solid var(--line);border-radius:16px;margin:0 0 10px;background:var(--ivory);overflow:hidden;transition:box-shadow .4s}
.faqs details[open]{box-shadow:var(--sh)}
.faqs summary{cursor:pointer;padding:18px 60px 18px 22px;font:500 1.05rem Inter,sans-serif;list-style:none;position:relative}.faqs summary::-webkit-details-marker{display:none}
.faqs summary:after{content:"+";position:absolute;right:16px;top:50%;width:30px;height:30px;margin-top:-15px;border-radius:50%;border:1px solid var(--gold);color:var(--gold-dk);display:grid;place-items:center;font:300 1.25rem/1 Inter,sans-serif;transition:transform .4s var(--ease),background .4s}
.faqs details[open] summary:after{transform:rotate(45deg);background:var(--sand)}
.faqs details>p,.faqs details>ul{padding:0 22px 20px;margin:0;color:var(--slate)}.faqs details>.chips{padding-bottom:22px}
.faq-h{margin-top:1.6em}.narrow-c{max-width:860px;margin:30px auto 0}
.others{margin-top:40px;color:var(--slate);font-size:.95rem}
.sector-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:22px}@media (min-width:900px){.sector-grid{grid-template-columns:repeat(3,1fr)}}
.sector h2{font-size:1.4rem;margin:0 0 .35em}.sector p{margin:0;color:var(--slate)}
/* form */
.contact-grid{display:grid;grid-template-columns:1.5fr 1fr;gap:40px;align-items:start}@media (max-width:860px){.contact-grid{grid-template-columns:1fr}}
.quote{background:var(--ivory);border:1px solid var(--line);border-radius:var(--r);padding:clamp(22px,4vw,38px);box-shadow:var(--sh-hi)}
.row{margin-bottom:18px}.half{display:grid;grid-template-columns:1fr 1fr;gap:16px}@media (max-width:560px){.half{grid-template-columns:1fr}}
label{display:block;font-weight:600;margin-bottom:6px;font-size:.93rem}
input,select,textarea{width:100%;font:inherit;padding:.8em .95em;border:1px solid #c9b99c;border-radius:12px;background:#fff;color:var(--navy)}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--gold-dk);box-shadow:0 0 0 4px rgba(216,195,154,.45)}
.check{display:flex;gap:10px;align-items:flex-start}.check input{width:20px;height:20px;margin-top:3px;flex:none;accent-color:var(--navy)}.check label{font-weight:400}
.hp{position:absolute;left:-9999px}.form-status{font-weight:600}
.side-card{background:var(--navy);color:var(--ivory);border-radius:var(--r);padding:30px;box-shadow:var(--sh-hi)}.side-card h2{color:var(--ivory);font-size:1.7rem}.side-card a{color:var(--ivory)}.side-card strong{color:var(--gold-lt);font-weight:600}.side-card .small{color:#cfd3dc;font-size:.92rem}
/* cta */
.cta{padding:0 0 clamp(56px,8vw,96px)}
.cta-in{position:relative;overflow:hidden;background:var(--navy);color:var(--ivory);border-radius:28px;padding:clamp(34px,6vw,68px);display:flex;align-items:center;justify-content:space-between;gap:28px;flex-wrap:wrap;box-shadow:var(--sh-hi)}
.cta h2{color:var(--ivory);font-size:clamp(2.2rem,5vw,3.8rem);margin:0 0 .25em}.cta h2:after{content:"";display:block;width:56px;height:1.5px;background:var(--gold);margin-top:.35em}
.cta p{margin:0;font-size:1.1rem;color:#dfe2e8}
.cta-doodle{position:absolute;right:-40px;bottom:-70px;width:280px;color:rgba(176,141,87,.35);pointer-events:none}
.cta-in>div,.cta-in>a{position:relative}
.cta .btn-dark{background:var(--gold-lt);border-color:var(--gold-lt);color:var(--navy);box-shadow:none}.cta .btn-dark:hover{background:var(--ivory);border-color:var(--ivory)}
/* footer */
.site-foot{background:var(--navy);color:#cfd3dc;padding:64px 0 28px;font-size:.94rem}.site-foot a{color:var(--ivory);text-decoration:none}.site-foot a:hover{color:var(--gold-lt);text-decoration:underline}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.3fr;gap:30px}@media (max-width:860px){.foot-grid{grid-template-columns:1fr 1fr}}@media (max-width:520px){.foot-grid{grid-template-columns:1fr}}
.site-foot h2{color:var(--gold-lt);font:600 .76rem Inter,sans-serif;text-transform:uppercase;letter-spacing:.18em;margin-bottom:1em}
.site-foot ul{list-style:none;padding:0;margin:0}.site-foot li{margin:.4em 0}
.legal{border-top:1px solid #2c3a57;margin-top:40px;padding-top:22px;font-size:.86rem}
.narrow p{max-width:70ch}
@media (max-width:860px){.hero-btns .btn{justify-content:center}}
@media (max-width:520px){.hero-btns{flex-direction:column;align-items:stretch}.cta-in .btn{width:100%;justify-content:center}}
/* reveal */
.js .reveal{opacity:0;transform:translateY(16px);transition:opacity .9s var(--ease),transform .9s var(--ease)}.js .reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){*,*:before,*:after{animation:none!important;transition:none!important;scroll-behavior:auto!important}.js .reveal{opacity:1;transform:none}}
/* brand badge */
.logo-badge{width:56px;height:56px;display:block;flex:none}
.foot-logo{display:inline-block;margin-bottom:14px}.foot-badge{width:120px;height:120px;display:block}
@media (max-width:520px){.logo-badge{width:46px;height:46px}.logo-text{font-size:1.25rem}}
.scope-note{margin-top:40px;padding:16px 20px;border-left:3px solid var(--gold);background:var(--card,#fff);font-size:.95rem;color:var(--slate)}.scope-note strong{color:var(--navy)}

/* ---- theme: corporate ---- */
/* Corporate: private-bank feel. Navy header bar, grid, restrained gold rules, no blobs. */
:root{--page:#fcf9f4;--alt:#f5efe4;--card:#ffffff;--beige:#fcf9f4;--sand:#f5efe4;--ivory:#fcf9f4;--r:6px;--sh:0 1px 2px rgba(19,34,63,.06);--sh-hi:0 8px 24px -12px rgba(19,34,63,.25)}
body{background:var(--ivory)}
h1,h2,h3{font-variation-settings:"SOFT" 0,"WONK" 0,"opsz" 72;letter-spacing:-.01em}
h1{font-size:clamp(2.3rem,5vw,3.9rem);font-weight:500;line-height:1.08}h2{font-weight:500}
.site-head{background:var(--navy);border-bottom:3px solid var(--gold);backdrop-filter:none}
.site-head #nav ul a{color:#e7e9ee}.site-head #nav ul a:after{background:var(--gold-lt)}
.site-head .logo-text{color:var(--ivory)}.site-head .logo-text b{color:var(--gold-lt)}
.site-head .logo-mark{background:var(--ivory);color:var(--navy);box-shadow:inset 0 0 0 3px var(--ivory),inset 0 0 0 4px var(--gold)}
.site-head .btn-coral{background:var(--gold-lt);border-color:var(--gold-lt);color:var(--navy)}
.nav-toggle{background:var(--gold-lt);color:var(--navy)}
@media (max-width:980px){#nav{background:var(--navy)}#nav ul a[aria-current]{background:#1d2f52}}
.btn{border-radius:4px;box-shadow:none;font-weight:600;letter-spacing:.01em}.btn:hover{transform:none;box-shadow:none}
.btn-line{border-color:var(--navy)}
.hero{background:var(--beige);border-bottom:1px solid var(--line);padding:clamp(48px,7vw,88px) 0}
.hero h1{max-width:20ch}.hero .lead{max-width:52ch}
.hero-grid{grid-template-columns:1.4fr 1fr;gap:56px}
.hero-panel{background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);padding:30px;border-radius:var(--r);box-shadow:var(--sh-hi)}
.hero-panel h2{font-size:1.4rem;margin-bottom:.6em}
.kicker:before{width:20px}
.trust-band{background:var(--navy);color:#cfd3dc}
.trust{display:grid;grid-template-columns:repeat(4,1fr);gap:0;padding-top:0;padding-bottom:0}
.trust>div{display:flex;gap:14px;padding:30px 24px;border-left:1px solid #2c3a57}.trust>div:first-child{border-left:0;padding-left:0}
.trust .ico{color:var(--gold-lt);flex:none}.trust p{margin:0;font-size:.93rem}.trust strong{color:var(--ivory);font-weight:600}
@media (max-width:900px){.trust{grid-template-columns:1fr 1fr}.trust>div{border-left:0;padding:22px 0;border-top:1px solid #2c3a57}}
@media (max-width:520px){.trust{grid-template-columns:1fr}}
.sec-head{border-bottom:1px solid var(--line);padding-bottom:18px;margin-bottom:36px}
.sec-tint{background:var(--beige);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.cards{grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:0;border-top:1px solid var(--line);border-left:1px solid var(--line)}
.card{border-radius:0;border:0;border-right:1px solid var(--line);border-bottom:1px solid var(--line);box-shadow:none;background:#fff;padding:32px 28px}
.card:hover{transform:none;box-shadow:inset 0 3px 0 var(--gold);background:var(--ivory)}
.c1,.c3{background:#fff}
.card-ico{border-radius:4px;background:var(--navy);border:0}.card-ico .ico{color:var(--gold-lt)}
.more-txt{margin-top:18px;font-weight:600;font-size:.93rem;color:var(--navy);border-bottom:1px solid var(--gold);align-self:flex-start}
.steps li{border-radius:var(--r);box-shadow:none;border-top:3px solid var(--navy)}
.num{font:600 .8rem Inter,sans-serif;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-dk)}.num:before{content:"Step "}
.good-i,.faqs details,.quote,.sector,.side-card,.big-chips li,.chips li{border-radius:var(--r)}
.faqs details{box-shadow:none!important}.faqs summary:after{border-radius:4px}
.cta-in{border-radius:var(--r);border-top:3px solid var(--gold)}.cta-doodle{display:none}
.cta .btn-dark{border-radius:4px}
.sector{box-shadow:none;border-radius:0}
.js .reveal{transform:none;transition:opacity .5s}
@media (max-width:860px){.hero-grid{grid-template-columns:1fr;gap:32px}.hero-btns{flex-direction:column;align-items:stretch}.trust>div:first-child{padding-left:0;border-top:0}}
/* ---- Unified surfaces: one page tone, one alternate tone, white cards (all pages) ---- */
body{background:var(--page)}
.hero,.sec-tint{background:var(--alt)}
.hero{border-bottom:1px solid var(--line)}
.sec{background:transparent}.sec.sec-tint{background:var(--alt)}
.card,.sector,.steps li,.sec-tint .steps li,.good-i,.faqs details,.quote,.hero-panel,.big-chips li,.big-chips li:nth-child(3n+2),.chips li,.c1,.c3{background:var(--card)}
.card:hover{background:var(--card)}
.faqs details[open] summary:after{background:var(--alt)}
.card-ico{background:var(--navy)}
input,select,textarea{background:var(--card)}
.btn-line:hover{background:var(--card)}
@media (max-width:980px){#nav{background:var(--navy)}}